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NASCAR® Credit Card from Credit One Bank®

Credit needed
Good/ Excellent
17.99% to 23.99%
Annual Fee
$0 - $99

Card Summary

Credit One Bank's NASCAR Credit Card offers cardholders 1% cashback on qualifying purchases, including gas, grocery, and dining. You can earn 2% when you shop at NASCAR.

After you submit your application and get approved, one of the following cards will be given to you based on creditworthiness.

The NASCAR Credit Card From Credit One Bank is for those with good credit. Fair credit can also be used for the Credit One Bank NASCAR Visa Credit Card. Bad credit may not qualify for the Official NASCAR Credit Card by Credit One Bank.

Annual fees for the NASCAR Credit Card are $0 to $99, and there is a variable APR of 17.99% to 23.99%

Card Summary - Cons

Rates and fees

Issuer Name
Credit One Bank
Penalty APR
Credit Needed
Good/ Excellent
Balance Transfer Fee
Annual Fee
$0 - $99
Cash Advance Fee
$5, or 8% depending on the transaction amount.
17.99% to 23.99%
Foreign Transaction Fee
$1, or 3% for each purchase made in U.S. Dollars.

Here’s a smart way to pay off

Credit One Bank

The Best Features

Reward: Earn 2% in the NASCAR Shop and 1% on qualifying purchases.

Prequalification is available. If you aren't sure if you will be approved or you want to know which terms your eligibility for, you may apply for a soft credit inquiry. Prequalification won't hurt your credit score.

Status Unsecured: The card can be used regardless of your credit rating, even if it is not perfect.


Sign up bonus

APR Requirements


An annual fee is $0 to $99, depending on the cardmember agreement. Once you have prequalified, the fee will not be known.

Cash advance fees up to 8%: You'll have to pay an extra 8% fee if you use your card for a cash advance. Other credit cards charge a cash advance fee up to 5%.

All purchases don't earn rewards. Your credit card offers may offer rewards categories that include gasoline, grocery, dining and automotive purchase.


Check to see if Pre-Qualify is possible without affecting your credit rating.

Terms apply: Get 1% Cash Back Rewards on Eligible Purchases and Double Cash Back Rewards at NASCAR Shop. You don't have to worry about fraud-insurance is $0.

Credit line increases are available automatically when accounts are reviewed. For added convenience, choose your month's payment due date. You can monitor your credit online with access free of charge to your Experian credit score. Terms apply.

Do you want to build credit? Monthly reports to major credit bureaus. Get email and text alerts so you never miss an account update. You may be eligible for a special offer if you're a Military Lending Act Covered Borrower. Check out Rates and Fees.

Benefits of the NASCAR Credit Card offered by Credit One Bank.

Every NASCAR Credit Card From Credit One Bank card comes with the following benefits:

Protection against zero-liability fraud.
You can choose the date of your monthly payments.
Access to your Experian Credit Score is free.
Maximizing Rewards: You earn 2% when you shop at NASCAR. You may also earn cashback on qualifying purchases, such as gas, grocery, and dining, depending upon your credit card deal.


Comparative Analysis with Other Cards

NASCAR Credit Card from Credit One Bank vs Capital One Quicksilver Rewards Credit Card:

Annual Fee: The NASCAR Credit Card of Credit One Bank will charge a $0 to $99 fee. A $0 annual fee is charged by the Capital One Quicksilver Rewards Credit Card.

Reward: Cardholders of the NASCAR Credit Card issued by Credit One Bank receive 2% in NASCAR shops and 1% for eligible purchases within qualifying categories. Capital One Quicksilver Cash Reward Credit Card gives you 1.5% cashback on all purchases.

Sign up bonus: The NASCAR Credit Card Credit Card from Credit One Bank does not offer a sign up bonus. After you have spent $500 within three months of account opening, the Capital One Quicksilver Rewards Credit Card will give you a $200 cash bonus.

Benefits: The NASCAR Credit Card From Credit One Bank offers zero-liability Fraud Protection and Experian Credit Score Access. You can also choose the date of your monthly payments. Capital One Quicksilver Rewards Credit Card offers fraud protection as well access to your FICO credit rating.

There is no foreign transaction fee and extended warranty. You also have travel upgrades, savings, and discounted rates at hotels participating in the concierge and auto rental collision damage waiver.

Maximizing Rewards

Annual Fees



No late fees. Reduced interest charges. Pay off

Credit One Bank