PNC Bank

PNC Bank Secured Credit Card

You can earn 5 points for 1 dollar spent on the PNC points Visa Business Credit Card. You can collect points and combine business and personal points

Credit needed
Annual Fee
$3 (monthly)

Card Summary

  1. Refundable Collateral Deposit: PNC Banks have ensured the borrower doesn't suffer monetary losses. The security deposit is refundable and withdrawable if you wish to cancel the card, making it one of the best secured credit cards
  2. Smart Chip Card: A chip in the secure credit card safeguards all your data
  3. Fraud Protection: If you lose your card or card number, PNC Bank will not hold you accountable for illegal and unauthentic transactions. The card can be instantly blocked to prevent fraud

Constant Notifications: For every online transaction using the PNC Bank secure card, you will receive a notification asking for verification, keeping you in the loop

Card Summary - Cons

Rates and fees

Issuer Name
PNC Bank
Penalty APR
33.99% (V)
Credit Needed
Balance Transfer Fee
Annual Fee
$3 (monthly)
Cash Advance Fee
4% (min $10)
Foreign Transaction Fee


Comparative Analysis with Other Cards


PNC Bank Secured Credit Card is an excellent credit-building provision. The no-credit check-secured cards improve credit scores as PNC Bank provides a favorable report to credit bureaus, especially Experian and Equifax. It helps you fulfill your long-term financial goals and aspirations.

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

Get the Bright App
Ai Powered App, to Delete Debt