Join other Bright customers who are paying off thousands of dollars of debt.
Join Bright
Cardholders of the PNC Cash Rewards Visa Credit Card can get up to 4% cashback. For the 12 first billing cycles, you won't have to pay an annual fee.
You also get a 0% APR for qualifying balance transfers. The APR for balance transfers and purchases is variable from 12.99% to 22.99% based upon prime rate.
High potential for rewards Balance transfers are eligible for a zero percent APR. Cardholders receive a 12-billing cycle of 0% interest on all balance transfers that were made within the first 90 days.
The APR for balance transfers and purchases is variable from 12.99% to 22.99% based on the prime rate. Balance transfers within the first 90 days after opening an account are subject to a $5 or 3% balance transfer fee.
The balance transfer fee rises to either 4% or $5 after that time. There is no annual fee for this card
New purchases are not eligible for an APR discount.
100 percent bonus if you spend $1,000 or more during your first three billing cycles after account opening Every purchase will earn you at least 1% cashback. For the first $8,000 combined purchase in each of these categories, you will earn 2% back on groceries and 3% for dining at restaurants. Cashback is automatically earned - you don't need to sign up or follow rotating categories.
Balance transfers are eligible for a 0% intro APR, provided the balance has been transferred in the 90-day period following account opening. Based on creditworthiness, variable APR is applied to balance transfers.
The market's prime rate is used to determine this rate. Variable APR for purchases: currently between 12.99% and 22.99% depending on creditworthiness. The market's prime rate is used to determine this rate. There is no annual charge
Identity and credit fraud protectionProtection against zero-liability fraud.
Annual fees: There is no annual fee for either card.
Rewards: With the PNC Cash Rewards Visa Credit Card, you get 4% cashback on gasoline, 3% cashback on dining and 2% cashback on grocery purchases. You also receive 1% cashback on all other purchases. Bonus earning rates apply to the $8,000 combined bonus categories purchases in a given year.
Citi Double Cash Card – 18 Month BT Offer: Get 1% Cash Back on Every Purchase, plus an additional 1% when you pay for the purchase. You don't have to spend more than you can afford.
Sign up bonus: Cardholders of the PNC Cash Rewards Visa credit card can receive a $100 bonus if they spend $1,000 or more during their first three billing cycles. Citi Double Cash Card – 18-month BT Offer does not offer a sign up bonus.
Benefits: PNC Cash Rewards Visa Credit Card has zero dollar fraud liability coverage. Citi Double Cash Card – 18 Month BT Offer - You automatically get membership to Citi Entertainment and Citi Identity Theft Solutions.
Annual Fee: There is no annual fee for the card.
Rewards: Cardholders of the PNC Cash Rewards Visa Credit Card receive 4% cashback on gasoline, 3% cashback on dining and 2% cashback on grocery purchases. All other purchases are eligible for 1% cash back. Bonus earning rates apply to the $8,000 first year combined purchase in bonus categories.
Chase Freedom Flex cardholders receive 5% cashback on purchases up to $1500 in combination bonus category purchases each quarter they activate. Chase Ultimate Rewards offers 5% for Chase travel purchases, while Chase Dining and Drugstores gives 3%. All other purchases are 1%.
Sign up bonus: Cardholders of the PNC Cash Rewards Visa credit card can receive a $100 bonus if they spend $1,000 on purchases within their first three billing cycles. After you have spent $500 in the first three months of opening an account, your Chase Freedom Flex card will give you a $200 bonus. You can also earn 5% cashback on groceries (not Target, Walmart), and up to $12,000 in your first year.
Benefits: The PNC Cash Rewards Visa Credit Card offers benefits such as protection against identity or credit fraud. Chase Freedom Flex cardholders have access to no-liability protection and extended warranty coverage, as well as purchase protection.
