PNC Core® Visa® Credit Card

You can earn 5 points for 1 dollar spent on the PNC points Visa Business Credit Card. You can collect points and combine business and personal points

Credit needed
9.99% to 19.99%
Annual Fee

Card Summary

PNC Core Visa Credit Card offers a balance transfer credit cards. The card comes with a 0% intro APR. This applies to purchases as well as balance transfers within the first 90 day of account opening. The variable APR for the card is 9.99% to 19.99%, based on prime rates.

An annual fee is $0. There is an annual fee of $0. PNC Core Visa Credit Card Holders can receive a $100 bonus if they make $1,000 in purchases within the first three billing cycles.

Introduction to APR Annual fee: The annual fee for this card is $0.


Transfer fee for balance.
There are no rewards on this card.

Card Summary - Cons

Rates and fees

Issuer Name
Penalty APR
Credit Needed
Balance Transfer Fee
For 90 days, Intro 3% (Min. $5) then 4% for the next 90 days (Min. $5).
Annual Fee
Cash Advance Fee
5%, Min: $10
9.99% to 19.99%
Foreign Transaction Fee


100 percent bonus if you spend $1,000 or more during your first three billing cycles after account opening. Balance transfers are eligible for a 0% intro APR, which is available to account holders within 90 days. Based on creditworthiness, you will then be charged a variable APR of 9.99% to 19.99%. The prime rate is the rate that this rate will vary with.

Enjoy a 0% intro APR for purchases within the first 15 billing cycles after account opening. Next, you will be charged a variable rate, currently between 9.99% and 19.99% depending on your creditworthiness.

The prime rate is the rate that this rate will vary with. There is no annual charge.

Get PNC Core Visa Credit Card benefits

Emergency protection and travel.
Zero dollar fraud liability.

Comparative Analysis with Other Cards

PNC Core Visa Credit Card Vs. Citi Simplicity Card

Annual Fee: There is no annual fee for the card.

Reward Programs: The cards don't offer any rewards.

Sign-up bonus: PNC Core Visa Credit Card Holders can receive a $100 sign-up bonus if they spend $1,000 or more during their first three billing cycles. A sign-up bonus is not available for the Citi Simplicity Card.

Benefits: The PNC Core Visa Credit Card offers travel, emergency protection, and zero liability for fraud. Citi Simplicity Card offers zero dollars liability for unauthorized charges, identity theft support and zero dollar liability.

PNC Core Visa Credit Card vs. Capital One Quicksilver Cash Rewards Credit Card

Annual Fee: The PNC Core Visa credit card has an $0 annual fee. Annual fee for Capital One Quicksilver Rewards Credit Card: $0.

Rewards: There is no rewards program for the PNC Core Visa Credit Card. Capital One Quicksilver Cash Reward Credit Card offers 1.5% cashback on all purchases.

Sign up bonus: PNC Core Visa Credit Card holder can receive a $100 bonus if they spend $1,000 on purchases within the first 3 billing cycles. Capital One Quicksilver Cash Reward Credit Card gives you a $200 bonus cash after you have spent $500 within three months of account opening.

Benefits: Cardholders of the PNC Core Credit card get travel protection, emergency protection, and liability for zero dollars fraud. Capital One Quicksilver cash rewards credit card offers no foreign transaction fees, 24 hour travel assistance, and extended coverage.


Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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