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PNC Premier Traveler® Visa Signature Credit Card

Credit needed
Good/Excellent
APR
15.99%
Annual Fee
$85 (first year: 0)

Card Summary

PNC Premier Traveler Visa Signature Credit Card offers travel rewards. The card earns 2 miles per dollar and offers a sign up bonus of 30,000 bonus miles if you spend $3,000 in your first three billing cycles. You get concierge service and perks like late checkout, automatic room upgrade at over 900 hotels and lost luggage reimbursement. There are also travel and emergency assistance and roadside dispatch.

The Best Features

Double miles: Sign up bonus: Purchases of $3,000 and more within the first three billing cycles following opening an account will qualify for 30,000 bonus mileage.

Visa Signature Benefits: The PNC Premier Traveler Visa Signature Credit Card includes Visa Signature Benefits, including: hotel perks and lost luggage reimbursement.

Drawbacks

Annual Fee: There are no bonus reward categories on this PNC card.

Card Summary - Cons

Rates and fees

Issuer Name
PNC
Penalty APR
28.99%
Credit Needed
Good/Excellent
Balance Transfer Fee
3% surcharge
Annual Fee
$85 (first year: 0)
Cash Advance Fee
$5
APR
15.99%
Foreign Transaction Fee
None
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PNC

The Best Features

Rewards

Sign up bonus

APR Requirements

Drawbacks

Highlights

When you open a PNC Premier Traveler card account, earn 30,000 bonus miles and spend $3,000 in the 3 first billing cycles. Redeem miles to earn travel rewards and you get $300. For every $1 spent, earn 2 miles. Redeem quickly with only a few clicks.

No foreign transaction fees. 24/7 Visa Signature Concierge. Exclusive perks in over 900 hotels when you sign up for the Visa Signature Luxury Hotel collection. Lost Luggage Reimbursement. Auto Rental Collision Damage Waiver.

PNC Premier Traveler Visa Signature Card Credit Card Benefits

Waiver of collisions for auto rental vehicles.
Services for emergency and travel assistance.
Travel accident insurance.
Roadside dispatch.
Refunds for lost luggage.
Hotel perks.
Concierge service

Benefits

Comparative Analysis with Other Cards

PNC Premier Traveler Visa Signature Credit Card vs. Capital One Quicksilver Cash Reward Credit Card

Annual Fee: $85 (first year) is the annual fee for PNC Premier Traveler Visa Signature Credit Card. Capital One Quicksilver Rewards Credit Card doesn't have an annual fee.

Reward: All purchases are eligible for 2 Miles per Dollar with the PNC Premier Traveler Visa Signature Credit Card. You will receive 1.5% cashback on every purchase with the Capital One Quicksilver Rewards Credit Card.

Sign up bonus: The PNC Premier Traveler Visa Signature Credit card offers a sign-up bonus of 30,000 miles if you spend $3,000 in purchases within the first three billing cycles. Capital One Quicksilver Cash Reward Credit Card gives you a $200 bonus cash after you have spent $500 within three months of account opening.

Benefits: The PNC Premier Traveler Visa Signature Card offers Visa Signature benefits, such as concierge service, hotel rewards, lost luggage reimbursement and auto rental collision damage waiver. You also get travel and emergency assistance, roadside dispatch, and travel accident insurance.

Benefits of the Capital One Quicksilver cash rewards credit card include no foreign transaction fees, 24 hour travel assistance, extended coverage, and replacement cards.

PNC Premier Traveler Visa Signature Credit Card vs. Chase Sapphire Preferred Card

Annual Fee: $85 (first year) is the annual fee for PNC Premier Traveler Visa Signature Credit Card. Annual fee for Chase Sapphire Preferred Card: $95.

Reward: The PNC Premier Traveler Visa Signature Credit card will give you 2 miles for every dollar spent. Chase Sapphire Preferred Card gives you five Lyft points per $1 (valid until March 2022), three dining out at restaurants for two dollars, and two travel points per $1.

Sign up bonus: Spend $3,000 in the first 3 billing cycles of opening an account with the PNC Premier Visa Signature Credit card and earn 30,000 bonus points. Spend $4,000 in purchases within the first three months of account opening to receive the Chase Sapphire Preferred Card. You will receive 60,000 bonus points if you redeem Chase Ultimate Rewards.

Benefits: PNC Premier Traveler Visa Signature Card Holders get Visa Signature benefits such as concierge service, hotel rewards, lost luggage reimbursement and an auto rental collision damages waiver. They also have access to travel and emergency assistance, roadside dispatch, and travel accident insurance.

Chase Sapphire Preferred Card provides trip cancellation and interruption insurance as well as an auto rental collision waiver and purchase protection. It also offers extended warranty protection.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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No late fees. Reduced interest charges. Pay off

PNC