Navy Federal Credit Union may return deposits after six months. If your account is in good standing, they will examine it and return any deposit.
SDFCU Savings Secured Visa Platinum Card offers credit access for people with poor credit. This card is intended to assist you in building or refinancing credit. The amount that you put into a linked savings account determines your credit limit.
An annual fee is $0, and you can set your credit limit as low as $250. You earn one point per dollar you spend on the card.
The Best Features: Potentially low APR. The SDFCU Savings Secured Visa Platinum Card has a variable rate of 11.99%.
Reward Points: For every dollar you spend, this card will earn one point.
Annual Fee: $0. There is no balance transfer fee for this card.
A security deposit is required for new cardholders. The deposit made to your savings account will limit the credit limit.
Bonus points are not available. This card does not earn any bonus points. However, it earns 1 point for every dollar.
Other cards have higher points earning rates and offer bonus spending categories with greater point earnings.
Sign-up bonuses are not available.
Very Low Rate. Get Flexpoint Rewards Points - Earn 1 point per $1. Purchases eligible for a 25-day grace period.
Travel and Emergency Assistance Services and Lost Baggage Reimbursement Contactless chip technology.
There is no annual fee. No Foreign Transaction Fee.
SDFCU Savings Visa Platinum Card Benefits
The SDFCU Savings Secured Platinum Visa Card offers you many benefits, including:
No foreign transaction fee.
Services for emergency and travel assistance.
Refunds for lost luggage.
Waiver of collisions for auto rental vehicles
One point will be earned for every dollar you spend on the SDFCU Savings Secured Visa Platinum Card.
Annual Fee: The Capital One Platinum Secured Credit Card and SDFCU Savings Secured Visa Platinum Card have annual fees of $0 each.
Reward Points: One point for every dollar you spend on the SDFCU Savings Secured Platinum Visa Card. Rewards are not offered by the Capital One Platinum Secured Credit Card.
Sign up bonus: No card provides a sign-up incentive.
Benefits: Cardholders who have the SDFCU Savings Secured Visa Platinum Card enjoy no foreign transaction fees, emergency and travel assistance services, and reimbursement for lost luggage.
Capital One Platinum Secured Credit Card provides emergency card services and Mastercard identity theft protection.
Reward Points: One point is earned for every dollar spent on the SDFCU Savings Secured Visa Platinum Card. Discover it Secured Credit Card offers a 2% cashback at gas stations and restaurants on purchases up to $1,000 each quarter, and 1% cashback on all purchases.
Sign up bonus: The SDFCU Savings Secured Platinum Visa Card doesn't offer a sign up bonus. All cash rewards earned by Discover it Secured credit card holders in the first year are automatically matched.
Benefits: SDFCU Savings Secured Visa Platinum Card does not have a foreign transaction fee and offers travel and emergency assistance as well as lost luggage reimbursement.
Cardholders also get monthly access to the Discover it Secured credit card's FICO credit scores.
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.