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Simmons Visa credit card is simple and offers low interest rates. The annual fee for this card is $0 All cash advances and purchases abroad are subject to a 2% foreign transaction charge.
Balance transfers that are made within the first 60 days after opening an account with Simmons Visa Card holders will be eligible for a 12-month promotion at 0% APR. There is an 8.25% variable APR for balance transfers and purchases after that.
The Best Features
There is no annual fee for the Simmons Visa. Low interest rates.
The Simmons Visa provides a 12-month promotion at 0% APR on balance transfers that are made within the first 60 days after opening an account.
After that, purchases and balance transfer transactions are subject to a variable 8.25% APR.
Drawbacks:
There is no sign-up bonus for Simmons Visa cardholders: While many cards offer sign-up bonuses to new cardholders, Simmons Visa doesn't.
Simmons Visa has a Foreign Transaction Fee. The fee of 2% is lower than that charged by other credit cards.
There is no annual fee. You can use your VISA card wherever VISA cards are accepted.No additional fees for travel accident insurance up to $1,000,000.
You can get coverage up to the cash value for most rentals cars in case of theft or collision. We are available 24 hours a day to assist you.
Simmons Visa holders have access to additional benefits, including:
Waiver of collisions for auto rental vehicles,
Travel accident insurance.
Annual fees: There is no annual fee for either card.
Rewards: There is no rewards program with this card.
Sign up bonus: No card provides a sign-up incentive.
Benefits: Simmons Visa Holders receive no penalty APR or late fees for late payments and access to other benefits such as travel accident insurance, auto rental collision damage waiver and travel accident insurance.
Citi Simplicity Cardholders have zero liability for unauthorized charges or identity theft support.
