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Southwest® Rapid Rewards® Performance Business Credit Card

Credit needed
Excellent, Good
APR
Variable: 15.99% to 22.99%
Annual Fee
$199

Card Summary

The Southwest Rapid Rewards Performance Credit Card is available to business travelers who fly frequently on Southwest Airlines. You will earn four points for Southwest Airlines purchases, double points for internet and telephone services as well as search engine advertising and social media. The card also gives you one point for every dollar spent.

After you have spent $5,000 in your first three months, an 80,000 point introductory bonus will be given to you. On your anniversary, you will receive 9,000 bonus point each year.

If you or your employees travel a lot, the card's benefits for traveling can prove to be very useful. When available, you get four complimentary boarding upgrades and a statement credit towards Global Entry or TSA Precheck programs.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
Maximum 29.99%
Credit Needed
Excellent, Good
Balance Transfer Fee
The amount transferred to each account will be either $5 or 5%, depending on which is higher.
Annual Fee
$199
Cash Advance Fee
The amount for each transaction is either $15 or 5%, depending on which one you prefer.
APR
Variable: 15.99% to 22.99%
Foreign Transaction Fee
$0
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The Best Features

Rewards: You can get a sign-up bonus as well as an annual bonus with the Southwest Rapid Rewards Business Credit Card. After you have spent $5,000 in your first three months, you will earn 80,000 bonus point. On your anniversary, you'll receive 9,000 bonus point each year.

Benefits of a card: Cardholders receive benefits like a statement credit to pay a Global Entry fee or TSA Precheck application fees, up to four upgrades in boarding and Wi-Fi credits. Businesses can also add employees cards to their accounts at no additional cost.

Rewards

Sign up bonus

APR Requirements

Drawbacks

Annual Fee: There is no introductory period at 0%.

Southwest Rapid Rewards Performance Credit Card does not offer a 0% APR for balance transfers or purchases.

Standard APR for the card is 15.99% to 22.99% variable.

Highlights

After you have spent $5,000 in your first three months, earn 80,000 points.

You will receive 9,000 bonus points upon your Cardmember anniversary. NEW! Get 4X Southwest, Points on Purchases Get 3X points when you partner with Rapid Rewards, hotel or car partners Earn 2X points for riding with rideshare.

You can earn 2X points for social media, search engine advertising and cable and telephone services, as well as 1X point on any other purchase. When available, 4 upgraded boarding each year Global Entry Credit or TSA Precheck, fee credit.

Benefits

Comparative Analysis with Other Cards

Southwest Rapid Rewards Performance Business Card vs. Citi Business/AAdvantage Platinum Select Mastercard

Annual fee: An annual fee is $199 for businesses to access the Southwest Rapid Rewards Performance Business credit card. Annual fee for Citi Business/AAdvantage Platinum Selection Mastercard is $99; waived after the first twelve months.

Reward: Southwest Rapid Rewards Performance Credit Card offers four points for Southwest Airlines purchases, double points on internet and cable services as well as search engine advertising and search engines and one point per $1 on all other transactions. Each year, you will receive a bonus of 9,000 points on the anniversary of your account.

Citi Business/AAdvantage Platinum Select Mastercard gives you double mile on all purchases made with American Airlines, telecommunications merchants, cable and satellite providers, car rental companies and gas stations. Other purchases earn one mile for every dollar.

Sign up bonus: Receive 80,000 points when you purchase $5,000 in your first three months with the Southwest Rapid Rewards Performance Business Credit Card. Miles will be awarded to you for every dollar you spend on the Citi Business / AAdvantage platinum Select Mastercard.

Benefits: Southwest Rapid Reward Performance Business Credit Card offers four annual boarding upgrades, in-flight Wi-Fi credits and a statement credit towards your TSA Precheck or Global Entry application fee.

Citi Business / AAdvantage platinum Select Mastercard holders get their first bag free of charge and preferential boarding for domestic American Airlines flights.

Southwest Rapid Rewards Performance Business Credit Card, vs. Delta SkyMiles Gold American Express Card

Annual Fee: A $199 fee is charged by the Southwest Rapid Rewards Performance Business Credit Card. For the first year, cardholders of Delta SkyMiles Gold American Express Cards pay an $0 annual fee and then $99.

Rewards: Southwest Rapid Rewards Business Credit Card earns 4 points for Southwest Airlines purchase; 2 points per dollar for internet, phone and cable services; 1 point per $1 on all other purchases. Each year, you receive 9,000 bonus point on the account anniversary.

You get 2 Delta SkyMiles Gold American Express Card miles for every dollar spent at Delta Air Lines restaurants and U.S. grocery stores, and 1 mile per $1 on any other eligible purchase.

Sign-up bonus: Southwest Rapid Rewards Performance Business Credit Card welcome offer: Earn 80,000 Bonus Points after spending $5,000 in purchases within the first three months.

After you make $1,000 purchases with your Delta SkyMiles Gold American Express Card, you earn 40,000 bonus points. You can also earn $50 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

Benefits: Southwest Rapid Reward Performance Business Credit Card holders can enjoy travel benefits like four board upgrades per year and in-flight Wi-Fi credits. You also get a statement credit towards your Global Entry application fee or TSA Precheck application fees.

No additional fees are charged for purchases abroad. No foreign transaction fees are charged by the Delta SkyMiles Gold American Express Card. It also includes fraud protection, car rental loss or damage insurance and other benefits. These terms apply.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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