chase

Southwest® Rapid Rewards® Premier Business Credit Card

Chase travel card, a premium travel card that offers a flexible rewards program. You can redeem your points for bonus travel rewards and dining.

Credit needed
Excellent, Good
APR
15.99% to 22.99%
Annual Fee
$99

Card Summary

Small business owners can use the Southwest Rapid Rewards Premier Business Credit Card. You can earn 3 points for Southwest Airlines purchases and 2 points for Rapid Rewards car and hotel partners.

All other purchases will get you 1 point. There is a $99 annual charge for the card. After you have spent $3,000 in your first three months, new cardholders will earn a 60,000 point sign-up bonus.

After your cardholder's anniversary, you will receive a 6,000 point bonus. You can get a 15.99% to 22.99% variable APR on purchases or balance transfers.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
Maximum 29.99%
Credit Needed
Excellent, Good
Balance Transfer Fee
The transfer amount must be either $5 or 5%, depending on which is higher.
Annual Fee
$99
Cash Advance Fee
The amount for each transaction is either $15 or 5%, depending on which one you prefer.
APR
15.99% to 22.99%
Foreign Transaction Fee
$0

Highlights

After you have spent $3,000 in your first three months of opening an account, you will earn 60,000 points. After your Cardmember Anniversary, you will receive 6,000 bonus points.

Get 2X points when you partner with Rapid Rewards, hotel or car partners Earn 2X points for riding with rideshare.

All other purchases earn 1 point for every $12 Early Bird Check-In, each year. You can earn unlimited qualifying points for A-List status.

Comparative Analysis with Other Cards

Southwest Rapid Rewards Premier Business Credit Card vs. Delta SkyMiles Gold Business American Express Card

Annual fee: The annual fee for the Southwest Rapid Rewards Prime Business Credit Card is $99. For the first year of Delta SkyMiles Gold Business American Express Cards, there is a $0 annual fee. After that it's $99.

Reward Program: Southwest Rapid Rewards Premier Business credit card rewards program gives you three points for Southwest Airlines, two points for Rapid Rewards, hotel partners and one point per $1000 on all other purchases.

Delta SkyMiles Gold Business American Express Card offers 2 miles per $1 for eligible Delta Air Lines purchases, two points on Rapid Rewards hotel and car partners, and one point per $2 for all other eligible purchases.

Sign-up offer: Southwest Rapid Rewards Premier Business Credit Card - Welcome Offer: After you have spent $3,000 in purchases within the first three months of your account opening, you will receive a 60,000 mile sign-up bonus. After spending $2,000 on purchases with your Delta SkyMiles Gold Business American Express Card, you will receive 50,000 bonus points and $50 in statement credit.

Benefits: Southwest Rapid Rewards Business Credit Card Holders Get Benefits, including baggage delay insurance, purchase protection and extended warranty coverage. They also get two checked bags free of charge. Employee cards are available at no additional cost.

Delta SkyMiles Gold Business American Express Card Holders receive benefits such as purchase protection, extended warranty coverage and baggage insurance. They also have access to Global Assist Hotline Access, priority boarding, and car rental loss or damage insurance.

Southwest Rapid Rewards Premier Business Credit Card, vs. United Business Card

Annual fee: The annual fee for the Southwest Rapid Rewards Prime Business Credit Card is $99 For the first year of your United Business Card, there is a $0 Intro Annual Fee. Then $99 thereafter.

Reward Program: Southwest Rapid Rewards Premier Business credit card rewards program gives you three points for Southwest Airlines, two points for Rapid Rewards, hotel partners and one dollar per purchase.

You can earn 2 miles for every dollar when you use the United Business Card. This includes at gas stations and restaurants as well as on local transportation and commutes. All other purchases get 1 mile for each dollar.

Sign up bonus: New Southwest Premier Rewards Business Credit Card Holders receive a $3,000 sign-up bonus when they spend $3,000 in purchases within the first three months of opening their account. When you spend $5,000 in the first three months of your United Business Card account, you earn 75,000 bonus points.

Benefits: The Southwest Rapid Rewards Premier Business Credit Card offers benefits such as purchase protection, an extended warranty, baggage delay insurance and two free checked bags.

You also have the option to get employee cards for no additional cost. United Business Card Holders receive travel and consumer benefits, including trip interruption and cancellation insurance, concierge service and priority boarding.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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