Starbucks Rewards Visa Card vs. Citi Rewards Card

Annual Fee: Starbucks Rewards Visa Card has a $49 (first year, 0) annual fee. Citi Rewards+ Card does not have an annual fee.

Reward: The Starbucks Rewards Visa Card allows you to earn as many points as possible on Starbucks purchases. You can get one point for every $2 spent at local grocery stores, transit, or commuting services, one point for each $4 purchase, and up to 3 points per $1 on Starbucks purchases. To add funds to your Starbucks account via the Starbucks app, you can get 300 bonus points.

Citi Rewards+ Card gives you two points per $1 at gas stations and supermarkets on purchases up to $6,000 per year. Then, one point per $2 on purchases of all kinds. Each purchase automatically rounds up to 10 points.

Sign-up bonus: After you have spent $500 in the first three months, sign up for a bonus of 4,500 points. Citi Rewards+ Cardholders earn 20,000 bonus point after making $1,500 purchases within three months. These points can be used to redeem for $200 gift certificates at Thankyou.com.

Benefits: The Starbucks Rewards Visa Card offers many benefits, such as eight complimentary drinks or beverages per year, an extended warranty, purchase protection and travel and emergency assistance services. You can also cancel your trip or interrupt insurance. Citi Rewards+ Card benefits include access to Citi Entertainment event tickets.

Starbucks Rewards Visa Card vs. Capital One Savor One Cash Rewards Credit Card

Annual Fee: Starbucks Rewards Visa Card - $49 (first year, 0) Annual Fee Annual fee: Capital One Savor One cash rewards credit card holders do not pay an annual fee.

Reward: Starbucks Rewards Visa Card offers up to 3 points per $1 on Starbucks purchase; 1 point for every $2 spent at local transit, grocery, internet and telephone services, as well as one point for each $4 purchased from other eligible stores. When you add funds to your Starbucks account using the Starbucks App, 300 bonus points will be awarded. Capital One Savor One cash rewards credit card earns you 3% cashback on food, entertainment and other purchases.

Benefits: New Starbucks Rewards Visa Card Holders receive a 4,500 bonus point welcome bonus after they spend $500 in the first three months. After you have spent $500 within 3 months of opening an account with Capital One Savor One cash Rewards Credit Card you will receive $200 cash back.

Starbucks Rewards Visa Card Holders Get 8 Free Drinks or Beverages per Year, Extended Warranty Protection, Purchase Protection, Travel and Emergency Assistance Services, Trip Cancellation or Interruption Insurance, as well as other benefits.

The Capital One Savor One cash rewards credit card gives you access to 24/7 travel assistance, an auto rental collision waiver, concierge service and extended warranty protection. You also get price protection.