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chase

Starbucks Rewards™ Visa® Card

Chase travel card, a premium travel card that offers a flexible rewards program. You can redeem your points for bonus travel rewards and dining.

Credit needed
Good
APR
15.99% to 22.99%
Annual Fee
$49 (first year: 0)

Card Summary

The Starbucks Rewards Visa Card offers cardholders benefits and Starbucks rewards. You can earn up to 3 points for every dollar you spend at Starbucks. One point per $2 on grocery, transit, commuting and cable services.

And one point for each $4 on any other eligible purchase. To add funds to your Starbucks card via the Starbucks App, you'll receive 300 bonus points. After spending $500 in the first three months, new cardholders will receive 4,500 bonus point.

You can redeem points for purchases made at certain Starbucks stores.

There is an annual $49 fee ($0 the first year). The cardholders get travel and protection benefits such as an extended warranty protection and purchase protection. They also receive emergency and travel assistance services.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
N/A
Credit Needed
Good
Balance Transfer Fee
The transfer amount must be $5, or 5% depending on which is higher.
Annual Fee
$49 (first year: 0)
Cash Advance Fee
You can choose to pay $10 or 5% depending on the transaction amount.
APR
15.99% to 22.99%
Foreign Transaction Fee
Each transaction is charged 3% in U.S. Dollars

Highlights

After you have spent $500 in your first three months, 4,500 stars will be added to your account. To digitally load your Starbucks Card into your app, you will earn 300 bonus stars the first time that your Starbucks Rewards Visa Card is used.

Starbucks cardmembers can redeem this selection at any participating Starbucks store. You can earn up to three stars for every $1 you spend at Starbucks. 1 Star per $1 when you digitally load your Starbucks Card using your Starbucks Rewards Visa Card.

2 Stars are earned per $1 when the Starbucks Card is used at Starbucks to make purchases. Spend $2 at the grocery store, local transit, and commuting and earn 1 star. Spend $4 to earn 1 star. Auto Rental Collision Damage Waiver

Comparative Analysis with Other Cards

Starbucks Rewards Visa Card vs. Citi Rewards Card

Annual Fee: Starbucks Rewards Visa Card has a $49 (first year, 0) annual fee. Citi Rewards+ Card does not have an annual fee.

Reward: The Starbucks Rewards Visa Card allows you to earn as many points as possible on Starbucks purchases. You can get one point for every $2 spent at local grocery stores, transit, or commuting services, one point for each $4 purchase, and up to 3 points per $1 on Starbucks purchases. To add funds to your Starbucks account via the Starbucks app, you can get 300 bonus points.

Citi Rewards+ Card gives you two points per $1 at gas stations and supermarkets on purchases up to $6,000 per year. Then, one point per $2 on purchases of all kinds. Each purchase automatically rounds up to 10 points.

Sign-up bonus: After you have spent $500 in the first three months, sign up for a bonus of 4,500 points. Citi Rewards+ Cardholders earn 20,000 bonus point after making $1,500 purchases within three months. These points can be used to redeem for $200 gift certificates at Thankyou.com.

Benefits: The Starbucks Rewards Visa Card offers many benefits, such as eight complimentary drinks or beverages per year, an extended warranty, purchase protection and travel and emergency assistance services. You can also cancel your trip or interrupt insurance. Citi Rewards+ Card benefits include access to Citi Entertainment event tickets.

Starbucks Rewards Visa Card vs. Capital One Savor One Cash Rewards Credit Card

Annual Fee: Starbucks Rewards Visa Card - $49 (first year, 0) Annual Fee Annual fee: Capital One Savor One cash rewards credit card holders do not pay an annual fee.

Reward: Starbucks Rewards Visa Card offers up to 3 points per $1 on Starbucks purchase; 1 point for every $2 spent at local transit, grocery, internet and telephone services, as well as one point for each $4 purchased from other eligible stores. When you add funds to your Starbucks account using the Starbucks App, 300 bonus points will be awarded. Capital One Savor One cash rewards credit card earns you 3% cashback on food, entertainment and other purchases.

Benefits: New Starbucks Rewards Visa Card Holders receive a 4,500 bonus point welcome bonus after they spend $500 in the first three months. After you have spent $500 within 3 months of opening an account with Capital One Savor One cash Rewards Credit Card you will receive $200 cash back.

Starbucks Rewards Visa Card Holders Get 8 Free Drinks or Beverages per Year, Extended Warranty Protection, Purchase Protection, Travel and Emergency Assistance Services, Trip Cancellation or Interruption Insurance, as well as other benefits.

The Capital One Savor One cash rewards credit card gives you access to 24/7 travel assistance, an auto rental collision waiver, concierge service and extended warranty protection. You also get price protection.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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