american-express

The Blue Business® Plus Credit Card from American Express

Credit needed

Good

APR

13.24% to 19.24%

Annual Fee

Card Summary

American Express' Blue Business Plus Credit Card is a credit card that rewards businesses. Two points per dollar for the first $50,000 in annual spending, and one per dollar thereafter.

Cardholders don't have to pay an annual fee and can enjoy a 0% initial APR for purchases within the first twelve months. The variable APR of 13.24% to 19.24% applies thereafter.

Benefits for cardholders include access to Global Assist Hotline, free car rental insurance and employee cards.

American Express Blue Business Plus Credit Card review:

The card may be suitable for small business owners looking to receive simple rewards and have no annual fees.

For those who make frequent purchases in the U.S., it might not work well.

Card Summary - Cons

Rates and fees

Issuer Name

American Express

Penalty APR

Variable: 29.24%

Credit Needed

Good

Balance Transfer Fee

N/A

Annual Fee

Cash Advance Fee

N/A

APR

13.24% to 19.24%

Foreign Transaction Fee

After conversion to US Dollars, 2.7% of every transaction is retained.

Highlights

After you have spent $3,000 on eligible purchases, 15,000 Membership Rewards points will be earned within the first three months of your Card Membership.

Get 2X Membership Rewards points for every day business purchases, such as office supplies and client dinners.

The first $50,000 of purchases each year are eligible for 2X, and every dollar thereafter is 1 point. With Expanded Buying power, you can use your Card to purchase more than its limit.

You cannot spend more than your credit limit. This adjusts based on your card use, payment history, credit records, financial resources, American Express and other factors.

1.0% Intro APR for purchases within 12 months of account opening. After that, variable rates, 13.24% to 19.24% depending on creditworthiness, and other factors, will apply.

There is no annual fee. These terms apply

Comparative Analysis with Other Cards

American Express Blue Business Plus Credit Card vs. The Ink Business Credit Card

Annual fees: There is no annual fee for either card.

Reward: American Express Blue Business Plus Credit card earns 2 Membership Rewards(r), 1 point for every dollar thereafter, on purchases made by clients such as office supplies and client dinners. Cardholders of the Ink Business Cash Credit Card earn 5% cashback on their first $25,000 combined purchase at offices supply shops, on the internet, on cable, and telephone services each year. Cardholders receive 2% cashback on their first 25,000 combined gas station and restaurant purchases annually, and 1% on any other purchases.

Sign-up bonus: Blue Business Plus Credit card from American Express offers a welcome offer. After you have spent $3,000 on eligible purchases within the first three months of your Card membership, you will receive 15,000 Membership Rewards points.

Ink Business Cash Credit Card: $750 Bonus Cash Back when you Spend $7,500 in Purchases within the first 3 months of account opening.

Benefits: Cardholders of the Blue Business Plus Credit Card by American Express get no cost employee cards, vehicle rental damage and insurance, an extended warranty, purchase protection, and car rental loss and damages insurance.

Cardholders of the Ink Business Cash Credit Card get extended warranty protection and purchase protection.

American Express Blue Business Plus Credit Cards: Should you Get It?

A business credit card is available with no annual fees and simple rewards.

Take advantage of the 0% initial APR for purchases during the first twelve months that your account has been open.

You shouldn't use your card to make purchases in the U.S. Click here to view rates and fees for The Blue Business Plus Credit Card by American Express.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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The Blue Business® Plus Credit Card from American Express

Card Summary

Card Summary - Cons

Rates and fees

Highlights

Comparative Analysis with Other Cards

American Express Blue Business Plus Credit Card vs. The Ink Business Credit Card

Conclusion

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Bright Builder

Bright Plan

Smart Round-Ups

Rent Reporting

Personal Loans

Cash Advance

Learn

Calculators

Credit Cards

Careers

FAQs

The Blue Business® Plus Credit Card from American Express

Card Summary

Card Summary - Cons

Rates and fees

Highlights

Comparative Analysis with Other Cards

American Express Blue Business Plus Credit Card vs. The Ink Business Credit Card

Conclusion

Products

Legal

Resources

ADDRESS

E-MAIL

OPERATIONAL HOURS [Mon-Fri] - 9:30 AM TO 6:30 PM (CST)

Products

Legal

Resources