American Express's Plum Card vs. American Express's Business Green Rewards Card

Annual Fee: American Express' Plum Card charges $250 annually, while the Business Green Rewards Card charges $0 for its first year. After that, it charges $95.

Reward Program: Although the American Express Plum Card does not have a rewards program you can still get 1.5% cashback on eligible balances if you pay your bill within 10 days. As long as your minimum payments are paid by due date, you will be eligible for this 1.5% cashback.

American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.

Sign-up bonus: American Express' Plum Card does not offer a Welcome Offer.

American Express Cardholders who open a new Business Green Rewards Card earn 15,000 Bonus Points after they make $3,000 eligible purchases in the first 3 months.

Benefits: Cardholders of the American Express Plum Card and Business Green Rewards Card have similar benefits. Each card provides access to insurance for car rentals, as well as the Global Assist Hotline.

American Express' Business Green Rewards Card also provides baggage insurance.

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Capital One Spark Cash Select for Businesses vs. The Plum Card by American Express

Annual fee: An annual fee of $250 is charged for the Plum Card by American Express. The Capital One Spark Cash Select for Business Card does not have an annual charge.

Reward Program: Although the American Express Plum Card does not have a rewards program you will be eligible for 1.5% cashback if your account is paid within 10 days of closing your statement. Capital One Spark Cash Select for Business cards offer unlimited 1.5% cashback on all purchases.

Sign-up bonus: American Express' Plum Card does not offer a Welcome Offer. If you make $3,000 in purchases within the first three months of opening your account, you can earn $200 cash back.

Benefits: The Plum Card by American Express as well Capital One Spark Cash Select for Business provide free employee cards and car rental damage and loss coverage. There are also no foreign transaction fees. Cardholders of the American Express Plum Card have access to pre-sales for entertainment events.

How much is the American Express The Plum Card?

Annual Fee: $250.

International transactions are free of foreign transaction fees.

American Express: Should you get the The Plum Card?

If you want to give cards to employees, yes.

Payment flexibility would be a benefit. You aren't searching for rewards programs.