chase

United℠ Business Card

Chase travel card, a premium travel card that offers a flexible rewards program. You can redeem your points for bonus travel rewards and dining.

Credit needed
Good, Excellent
APR
16.49% to 23.49%
Annual Fee
$0 first year, $99

Card Summary

United Business Card, a cobranded airline business travel card is available. This card is for companies that fly frequently with United Airlines.

This card earns you 2 miles for every dollar spent at United, restaurants, gas stations and office supply shops, as well as on local transit and commuter services. For all other purchases, you earn 1 mile for every dollar.

After spending $5,000 in your first three months of opening an account with United Business Card, you will earn 75,000 bonus point.

Cardholders get priority boarding and a complimentary first checked bag. One companion can also be booked on the card. You will receive two United Club annual passes.

Hotel and resort perks include upgrades, early checkout and late check-out.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
Maximum 29.99%
Credit Needed
Good, Excellent
Balance Transfer Fee
The transfer amount must be either $5 or 5%, depending on which is higher.
Annual Fee
$0 first year, $99
Cash Advance Fee
The amount for each transaction is either $15 or 5%, depending on which one you prefer.
APR
16.49% to 23.49%
Foreign Transaction Fee
$0

Highlights

After you have spent $5,000 in your first three months of opening an account, you will earn 75,000 bonus miles. The first year's initiation fee is $0, thereafter it will be $99.

Each anniversary, receive a bonus of 5,000 miles for having both the United SM Business Card or a personal United Credit Card.

Spend $1 on United products, meals (including delivery service eligibility), gas stations, office supply shops, local transportation, or commuting and earn 2 miles. All other purchases earn 1 mile for every $1 you spend.

You can also get employee cards for free - the miles they earn from your purchases will accrue to your account, so that you can quickly start earning rewards.

Get a first checked bag free of charge - up to $140 roundtrip Dash Pass is Door Dash's membership program that allows unlimited delivery and lower service fees for eligible orders above $12. Get activated by 12/31/21.

100 United Travel Credit after you have purchased 7 United flights worth $100 each year.

Comparative Analysis with Other Cards

United Business Card and Capital One Spark Miles For Business

Annual fee: For the first year of your United Business Card, there is a $0 annual fee and then $99 annually. The annual fee for Capital One Spark Miles Business is $0 for the first year, and $95 thereafter.

Reward: Earn double miles for purchases made at United, restaurants, gas stations and office supply shops, as well as purchases on public transit, local commutes, and with your United Business Card.

Other purchases earn one mile for every dollar Capital One Spark Miles for Business Card earns 5 Miles per Dollar on Hotel and Rental Car Bookings via Capital One Travel, and 2 Miles per Dollar on all other purchases.

Sign up bonus: After spending $5,000 in purchases within the first three months of opening an account with United Business Card you will receive 75,000 bonus points. Capital One Spark Miles Business allows you to earn 50,000 bonus points for every $4,500 you spend within 3 months of account opening.

Benefits: The United Business Card gives you priority boarding and one free checked bag per person. You also get two United Club One-Time Passes annually. Hotel and resort perks include upgrades, daily breakfast and baggage delay insurance. Trip cancellation, interruption, loss insurance, trip reimbursement and trip cancellation insurance.

The Capital One Spark Miles for Business Card will provide you with an auto rental collision waiver, purchase security, extended protection, as well as travel and assistance services.

United Business Card Vs. United Business Card vs.


Annual Fee: For the first year of your United Business Card, there is a $0 annual fee and then a $99 annually. Annual fee for the Ink Business Preferred Credit Card is $95.

Reward: United Business Card members earn 2 miles for every dollar spent at United as well as in restaurants, gas stations and office supply shops, as well as on purchases made on public transit or commuting. Other purchases earn one mile per dollar.

The Ink Business Preferred credit card earns you three points per $150,000 in total purchases of travel, internet and cable services. You also get 3 points for advertising on social media or search engines. Other purchases earn 1 point per $1.

Sign up bonus: After spending $5,000 in purchases within the first three months of opening an account with United Business Card you will earn 75,000 bonus point.

After you have spent $15,000 in your first three months of account opening, the Ink Business Preferred Credit Card will earn 100k bonus points. Chase Ultimate Rewards will give you $1,250 towards travel or $1,000 cash back.

Benefits: You will receive priority boarding and your first checked bag free of charge for you and your companion. Additionally, United Business Card cardholders get two United Club One-Time Passes annually. Hotel and resort perks include upgrades, daily breakfast and baggage delay insurance. Trip cancellation, interruption, and trip cancellation insurance.

Ink Business Preferred Credit Card Holders get trip cancellation, interruption insurance, an automobile rental collision damage waiver and cellphone protection.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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