United Quest Card vs. United Explorer Card
These two Chase co-branded credit cards offer travel rewards credit cards with Chase. They have a different annual fee and earning rate. While the United Quest Card has a $250 annual cost, the United Explorer Card does not have a $95 annual charge.
The first year of the United Explorer Card is free. The United Quest Card also offers slightly higher rewards earning rates.
United Quest Card earns three miles per $1 on eligible United purchase; two miles per $2 on all dining and streaming services; and one mile per Dollar on every other transaction.
The United Explorer Card, on the other hand, earns 2 miles per $1 on United purchases and stays bookings directly with restaurants or hotels. It also gets 1 mile for every dollar spent. Both the United Quest Card (and the United Explorer Card) offer the same benefits in travel and protection.
Both cards offer priority boarding and complimentary seat upgrades. They also give 25% credit for United In-Flight Purchases. The cards have identical fraud, travel and purchase protections.
They also offer up to $100 statement credit towards the Global Entry fee or TSA Precheck application fees. The foreign transaction fees are not charged by either card.
The United Quest Card offers two checked bags free for you and your traveling companion. However, the United Explorer Card gives you one checked bag free for each member. These cards also offer different benefits for your account's anniversary.
You can also expect different account anniversary benefits with these cards. The United Explorer Card gives you two United Club lounge passes worth $59 each.
Additionally, the United Quest Card allows for up to $125 per year credit towards United purchases that are made through your account.
United Quest Card Vs. American Express Gold Card
With the United Quest Card, you can bank miles and earn Membership Rewards points. United MileagePlus points have less flexibility that United MileagePlus, but can still be used to purchase merchandise or travel. They also allow you to transfer your miles and credits to frequent flyer partners. United is not a travel partner. However, it does include Delta Air Lines and JetBlue Airways.
American Express Gold Card offers four points per $1 at U.S. restaurants, supermarkets and take-out; three points per $ on direct flights with airlines and on AmEx's travel website; one point for other eligible purchases.
While both cards provide travel assistance, only the American Express Gold Card provides a 24 hour hotline for financial, medical or other emergencies.
The annual fees for each card are $250, but there is no foreign transaction fee. Both cards offer baggage insurance.
However, the United Quest Card offers more coverage at $3,000 per passenger. This compares to up to $1250 per carry-on and $500 for checked bags for the American Express Gold Card.
The American Express Gold Card extends the coverage to luggage on ships, trains and buses. The United Quest Card offers a $125 credit per year for United purchases.
The American Express Gold Card provides you with up to $10 monthly statement credits towards purchases at Grub hub and Seamless as well as Ruth's Chris Steak House Boxed, Ruth's Chris Steak House Boxed, Boxed, participating Shake Shacks.
