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Need a
Cash Advance?

Name: Bright Rent Reporting
Brand: Bright Credit - Refinance Credit Card Debt
Rating: 5 (5 reviews)

Multiple offers of up to $750¹. All credit scores can apply.

Find Offers Now

Why Bright?

Multiple lenders

Tailored offers designed just for you.

Easy comparison

Quickly compare and pick the best offer.

No credit score impact

No hard inquiry to check rates.

Multiple Cash Advance offers are from financial partners, not Bright.

How it works?

Choose the amount

Select the amount you want to borrow, up to $750¹.

Visual representation of choosing an amount

Link checking account

This will work as a Cash Advance funding account.

Visual representation of linking an account

Review and accept the offer

Shortlist from the list of offers, and confirm the interest, fees and other terms.

Visual representation of accepting an offer

Get it credited to account

Once approved, get the Cash Advance amount credited.

Visual representation of money being credited

A phone showing a cash advance of $250 being credited to an account.

FAQs

Does Bright Money provide Cash Advance?

Bright helps you find multiple Cash Advance offers from third-party providers. You could get matched with offers for up to $750 based on your information. You can compare rates, terms, and fees from different lenders and choose your best offer.

Is my credit score impacted when applying for a Cash Advance with Bright Money?

No, checking rates or applying for a Cash Advance with Bright Money does not impact your credit score.

Can I use my Cash Advance funds for my personal needs?

Yes, once approved, the funds can be used for various personal needs, such as emergencies, bills, or purchases.

What is a Cash Advance?

A Cash Advance allows you to borrow money against your credit card or other eligible accounts.

2025 Bright Capital Inc.

Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, subject to state residency. Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loan offers are available through Bright Money’s Network Partners, subject to credit approval and applicable state restrictions. Loan amounts and terms vary. Deposit accounts are provided by Evolve Bank & Trust and Continental Bank, Members FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust and Continental Bank, Members FDIC. Learn more here. Bright is a financial technology company, not a bank.

When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.

1. Cash advances offered via Engine Platform financial partners, not Bright. Loan amounts vary, not all applicants will receive advances, fees for instant transfers may apply; review the terms carefully. Eligibility, terms, and approval are determined by the financial partner. Credit check may be required. For complete terms and conditions, refer to the partner’s app.

2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.

The product images shown are for illustration purposes only.

Need a
Cash Advance?