The world’s first
AI Loan Assistant

Your smart way to better loans and credit cards.

The credit you need,
powered by AI

Get access to Cash Advance offers and

Loan offers up to $10,000¹

Multiple loan offers matched to you

No score impact to check offers²

All credit scores can apply

Build credit history with Bright Builder³

Build credit history, the smart way

Secured credit line starting $50 at 0% APR

Reported to major bureaus

Report monthly rent and bills

No minimum score needed to apply

Pay on time with one app

A payment system for all your cards

Manage all credit cards in one app

Pre-plan payments and stay equipped

Track spends and balances real-time

Based on your goals

A personal money
manager, powered
by AI

Customized debt pay-off plan

Save spare change, build savings

Track balances, savings, and your progress

How to get out of debt?

Real humans. By email or chat.

One-on-one help, with 93% customer rating

Rated 4.8^ on App Store & 4.6^ on Play Store

The app for your money needs!

All for less than
$10 a month!7

Get Started

Bright values your trust &
safeguards your data

With world-class security

You're entrusting Bright with your data, and we take that responsibility very seriously.
That's why we have built a data infrastructure that keeps your data safe. The highest information security and privacy standards are a part of our product and company's integrity. Your information is secure with us.