Crush Debt. Boost Credit. Your Bright Future.


Pay off card debt faster.

Bright makes smart payments for you. Our MoneyScience™ system studies your finances and adapts to your shifting needs—automatically. Saving $750 a year in fees and interest charges².

Get an easy credit boost.

Build a positive on-time payment history and lower your credit utilization. Bright Credit Builder does it all automatically. No hassles. No math. No complicated application process.

Build more savings, automatically.

Set your own goals. Week by week, Bright builds your savings automatically, so you save more regularly and reach your goals faster.

Get a personal financial plan.

Stay on track with an AI-driven plan, tailored to you. Bright’s MoneyScience™ builds you a personalized financial plan. Get debt-free faster and start building more wealth.

It's easy and smart!


Tailored to your goals.

Advanced tech for you. Learns your needs and habits, to clear your debt and grow your savings.

Runs automatically.

Simple and automatic.
Pays your bills, keeps your budget, and saves you 
money automatically.

Delivers real results.

Radically personalized. Your goals, your pace. It’s a smarter, easier 
way to build wealth.

Bright works for everybody.

For every goal and every plan.