November 23, 2021

3 Bright success stories

Learn how 3 people from across the U.S. are using Bright to get debt-free faster.

Getting out from under debt can feel overwhelming. But you’re not alone. Bright makes smart card payments for you, always on time and optimized to lower your interest charges. It runs automatically and adjusts as your finances shift, and you can set your own pace, to slow down or go faster. 

Here are three real-life stories from Bright users, in their own words:

Wanda, 38 - Los Angeles

“I’ve had financial problems in the past and I’ll probably have them in the future. The difference is that now I have somebody watching out and helping me. I’m a single mom with two kids and a lot going on. Bright makes sure my bills get paid on time and alerts me if there’s a problem. Even if I get overwhelmed, my bills get paid and my credit stays protected. It’s nice knowing somebody has my back. I feel like I have a partner who helps me handle my finances smarter.”

Sarah, 26 - Dallas

“I didn’t understand debt and finances when I got my first credit card offer. Pretty soon I had four cards and a big load of debt. I struggled with repayment and didn’t know what to do. Bright gave me a clear and simple path to pay off my credit card debt and get back on track. No more missed payment because I forgot, no more trying to decide how much to pay this month. It’s seamless and I don’t have to think about it. I’ve already paid off three cards and I’m closing in on my fourth - and now I’m starting to work on my savings.”

Brian, 33 - Jacksonville

“I was always somebody who handled his money well. Then the pandemic hit, I lost my job, and I panicked. I was missing payments on six credit cards and the late fees were building up. With Bright, I can use my cards normally and Bright makes the monthly payments automatically. No more late fees and the balances always going down. It doesn’t sound like a big deal, but it’s made a big difference. I love getting the ‘minimum payment made’ notification - I know that my debt is on its way down. and my credit’s on its way up.”

Bright gets you debt-free faster

Bright can help get you debt-free by managing your card payments for you. With a personal Bright Plan, we’ll use our patented MoneyScience™ to study your finances, learn about your debt and make smart payments, always on time and optimized to get you debt-free fast.

It’s easy to get started. Just download the app, connect your bank and credit cards, set a few goals and let Bright get to work. 

Bright also offers two other solutions, Bright Credit Builder and Bright Balance Transfers. They’re smart alternatives, with competitive rates and built-in automation. 

Bright Credit Builder is an easy way to boost your credit score. Once you’re signed up, we’ll set up an interest-free, secured line of credit and use it to make automatic payments on your cards, building a positive payment history and lowering your credit utilization. Bright Credit Builder focuses on utilization and payment history because as they improve, your credit score goes up!

Bright Balance Transfer offers a low-interest line of credit designed to pay off card debt fast while saving you from high interest charges. Once approved, Bright uses the funds from your Bright Balance Transfer to pay off your high-interest cards, moving those debts to our balance transfer program with its lower APR. Over the months ahead, Bright automates your new repayments, too, so you pay less in interest and it’s hassle-free. Bright Balance Transfers offers credit lines of up to $10,000 at APRs starting from 9.95%, depending on your eligibility.

If you don’t have it yet, download the Bright app from the App Store or GooglePlay. Connect your checking account and your cards, set a few goals and let Bright do the rest. With a personal Bright Plan, you can apply for Bright Credit Builder or Bright Balance Transfer or use MoneyScience™ to pay off your cards fast.

Recommended Readings:

“Help! It’s the holidays. I’m drowning in debt!”

7 ways gig workers can budget smart

Pranay Chirla
Technical Content Writer
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