2025 Bright Capital Inc.
Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loan offers are made through Bright’s including Engine by MoneyLion, who will determine if you are eligible for a loan offer independent of Bright. Deposit accounts are provided by Evolve Bank & Trust, Member FDIC. Deposit accounts are provided by Evolve Bank & Trust, Member FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust. Learn more .
When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See
Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.