Build credit with rent payments

Build credit
Rebuild your credit with rent payments you already make. Get rewarded for paying rent on time.
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*illustrative example

Why Rent Reporting?

How it works


We find your on-time rent payments.

From your Rental portal or your connected checking account.


We report these payments to the credit bureaus.

We report up to 2 years of past payments. This gets added to your credit file.


On-time rent payments count as positive payment history.

Payment history makes up 40% of your credit score.


Your credit score can improve*

in as little as 2 weeks.

Rebuild credit with Rent

Start Building Credit Today¹!

Apply now

Know more about Rent Reporting

What are the minimum requirements to apply for Bright Credit?
Will checking rates affect my credit score?
Is Bright Credit a Revolving line of credit or an Installment loan?
Can I use Bright Credit to pay down credit card debts from multiple issuers?
Can I continue to use my credit cards or does Bright Credit make me close my credit cards once they are paid off?
How is a Bright Credit different from a debt settlement loan?
Is any security deposit required to get Bright Credit?
How can I get approved for Bright Credit?
What can I use Bright Credit for?

What is Rent Reporting? How does it work?

Are there any fees for Rent Reporting?

What are the eligibility requirements for the Rent Reporting?

How do I apply for Bright Rent Reporting?

Still have questions about Rent Reporting?

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