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Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, subject to state residency. Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loan offers are available through Bright Money’s Network Partners, subject to credit approval and applicable state restrictions. Loan amounts and terms vary. Deposit accounts are provided by Evolve Bank & Trust and Continental Bank, Members FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust and Continental Bank, Members FDIC. Learn more here. Bright is a financial technology company, not a bank.

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Smart Round-Ups

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Learn

Calculators

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FAQs

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What is the Bright Beta Program?

How can I earn up to $15 every week?

Do I need to be a current Bright member to join the Beta Program

How does Smart Round-Ups work?

Do Round-Ups happen on all types of transactions (credit card, debit, recurring bills, subscriptions)?

Is there a limit on how much can be rounded up?

Do I need to keep money in my bank account?

What happens if I delete my Bright account while on Beta?

Where will my rewards be credited?

When will I receive my $15 reward?

Can I opt out of the Bright Beta Program?

How long does the Bright Beta Program last?

Is my bank account information safe?

What happens after I apply?

Who can join the Bright Beta Program?

Who can I contact if I face issues?

Is the Bright Beta Program free?

How can I share feedback or report issues?

Will I be notified about Beta updates?

How do I access my savings from the Smart Round-Ups Beta Program?

Can I join the Beta Program if I have a savings account instead of a checking account?

Do the 100 transactions reset each week, or is it cumulative across the entire program?

Can I rejoin the Beta Program after opting out?

I had applied for Beta, but I didn’t get a confirmation email

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